TCPA Compliant
Full adherence to Telephone Consumer Protection Act requirements
SOC 2 Type II
Annual independent security audits and controls verification
CCPA/GDPR Ready
Consumer privacy rights and data protection compliance
State Licensed
Verified licensing for all lending partners
OLA Member
Online Lenders Alliance member in good standing
Industry Certified
LeadiD and Jornaya certified for lead authentication
Regulatory Framework
SafeStream Leads maintains strict compliance with federal and state regulations governing consumer lending and lead generation:
Federal Compliance
- Telephone Consumer Protection Act (TCPA): Documented consent for all communications, DNC list compliance, proper disclosures
- CAN-SPAM Act: Compliant email communications with proper opt-out mechanisms
- Fair Credit Reporting Act (FCRA): Appropriate handling of consumer credit information
- Gramm-Leach-Bliley Act (GLBA): Financial information privacy and security requirements
- Truth in Lending Act (TILA): Accurate disclosure requirements for lending partners
State Compliance
- State Lending Licenses: All buyer partners verified for proper state-by-state licensing
- CCPA (California): Consumer privacy rights, data access, and deletion requests
- State-specific regulations: Compliance with varying state lending and marketing laws
- Rate and fee limitations: Adherence to state-specific caps and requirements
Data Protection
We implement comprehensive data protection measures to safeguard consumer information:
- Encryption: AES-256 encryption for data at rest, TLS 1.3 for data in transit
- Access Controls: Role-based access, multi-factor authentication, audit logging
- Data Retention: Defined retention policies with secure deletion procedures
- Incident Response: Documented breach notification and response procedures
- Third-Party Audits: Annual SOC 2 Type II audits by independent auditors
Partner Requirements
All SafeStream partners must meet strict compliance requirements:
Lead Seller Requirements
- Documented TCPA consent capture with timestamps and IP addresses
- Clear and conspicuous disclosure language on lead forms
- Compliance with advertising and marketing regulations
- Regular compliance audits and attestations
Lead Buyer Requirements
- Valid state lending licenses for all states of operation
- Good standing with regulatory agencies (no pending actions)
- Compliance with calling time restrictions and DNC lists
- Signed data processing and compliance agreements
Certifications & Memberships
SOC 2 Type II
Security & Availability
LeadiD Certified
Lead Authentication
Jornaya Verified
TCPA Guardian
OLA Member
Online Lenders Alliance
Compliance Questions?
Our compliance team is available to address any questions or concerns.
Contact Compliance Team